I am new, so I have nothing on specifics, but other than to say, that don't sweat the small stuff. If it personally affects an individual mentally, physically, or life harming; than yes those need reported immediately.
If it is a wrong doing in game play that results in disobeying game rules, yes ALERT immediately, For that can have instant affect for all individuals playing.
There is some concern naturally over what 1v1 persons finds to be of the offensive nature. One may find "crap" to be offensive while one may not. One may find using "Oh My God" to be offensive as derogatory towards an individuals religious preference.
I could go on with scenarios, but surely the point has been made. As players in a large group, as well as being adults: should know that we can not control ones speech via chat, text, email, etc... So lets all play nice and stop being petty or acting as a tattle tail.
If is is severe behavior please report it, but if it is just silly adult talk than leave it be. ignore it and don't engage. We as people have a choice on everything. Make the right choice.
😬 Rant over.